NOTICE OF PRIVACY PRACTICES

 

THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED

AND HOW YOU CAN GET ACCESS TO THIS INFORMATION.  PLEASE REVIEW IT CAREFULLY.

 

The Health Insurance Portability & Accountability Act of 1996 (“HIPAA”) is a federal program that requires that all medical records and other individually identifiable health information used or disclosed by us in any form, whether electronically, on paper, or orally, are kept properly confidential.  This Act gives you significant new rights to understand and control how your health information is used.  HIPAA provides penalties for covered entities that misuse personal health information.

 

As required by HIPAA, we have prepared this explanation of how we are required to maintain the privacy of your health information and how we may use and disclose your health information.

 

We may use and disclose your medical records only for each of the following purposes: treatment, payment and health care operations.

      Treatment means providing, coordinating, or managing health care and related services by one or more health care providers.  An example of this would include case management.

      Payment means such activities as obtaining reimbursement for services, confirming coverage, billing or collection activities, and utilization review.  An example of this would be adjudicating a claim and reimbursing a provider for an office visit.

      Health care operations include the business aspects of running our health plan, such as conducting quality assessment and improvement activities, auditing functions, cost-management analysis, and customer service.  An example would be an internal quality assessment review.

 

We may also create and distribute de-identified health information by removing all references to individually identifiable information.

 

We may contact you to provide information about treatment alternatives or other health-related benefits and services that may be of interest to you.

 

Any other uses and disclosures will be made only with your written authorization.  You may revoke such authorization in writing and we are required to honor and abide by that written request, except to the extent that we have already taken actions relying on your authorization.

 

You have the following rights with respect to your protected health information, which you can exercise by presenting a written request to the Privacy Officer:

      The right to request restrictions on certain uses and disclosures of protected health information, including those related to disclosures to family members, other relatives, close personal friends, or any other person identified by you.  We are not, however, required to agree to a requested restriction.  If we do agree to a restriction, we must abide by it unless you agree in writing to remove it.

      The right to reasonable requests to receive confidential communications of protected health information from us by alternative means or at alternative locations.

      The right to inspect and copy your protected health information.

      The right to amend your protected health information.

      The right to receive an accounting of non-routine disclosures of protected health information.

 

We are required by law to maintain the privacy of your protected health information and to provide you with notice of our legal duties and privacy practices with respect to protected health information.

 

We reserve the right to change the terms of our Notice of Privacy Practices and to make the new notice provisions effective for all protected health information that we maintain.  We will post and you may request a written copy of a revised Notice of Privacy Practices from this office.

 

If you believe your privacy rights have been violated, you may file a complaint with us by calling 419-523-4500 and asking for the Privacy Officer or by contacting the Secretary of the Federal Department of Health and Human Services.  All complaints must be also submitted in writing.  You will not be penalized for filing a complaint.

 

Thank you,                                      
Fortman Insurance Services, Inc.